How To Choose The Right Loan Adviser

Student Loan Consolidation Adviser

You’ve done what everyone says you have to do to succeed in the world. You’ve gone to college, gotten your degree, and made a start building a future for yourself. The problem? That student debt is squeezing the life right out of you. Everywhere you go, everything you do, there it is. Hanging over you. Weighing you down and making it hard to get ahead. What to do about that?

Well, one answer is student loan consolidation, but who can you trust? It seems like everywhere you turn on the internet these days, there are scammers looking to take advantage of people who are genuinely looking for help.

So here are the things you should look for when selecting the right student loan consolidation adviser for you.

How To Choose The Right Student Loan Consolidation Adviser

Check For Openness

When you go to a website offering these types of services, the first thing to look for is contact information. Does it appear that the company in question is trying to hide behind their site, without actually giving you an opportunity to speak with a real person, or is there a contact phone number and/or live chat box clearly visible on the site? If you call the number, do you get a live person right away? This is the first, most basic building block. If the company in question can’t be bothered to make it easy for you to reach them, then chances are they aren’t very serious about really helping you either. Look somewhere else.

Are These People Knowledgeable?

The second big thing to watch for is any hesitation when answering your questions. If your questions cause their staff on the phone to draw a blank or stammer and hesitate, it should raise red flags. After all, they’re touting themselves as the “experts.” You would expect experts to be able to answer your basic questions.

Is The Organization Accredited?

Finally, don’t just take their word for it. On their site, look for the Better Business Bureau’s emblem. It is probably a link, leading to the company’s profile on the BBB. There, you can find out how highly (or poorly) the company is rated, and take a look at how many complaints they’ve had against them. Bear in mind that any business that helps a significant number of people is bound to have a few complaints, so if you see a few, don’t let that discourage you. Specifically what you’re looking for is whether or not those complaints were resolved, and the grade that the BBB has given the business. A solid rating is “B” and above. If you find that, then you’re in good hands. If you don’t, then you want to keep looking.

At the end of the day, what you’re after is a company that can make the debt a little less crushing for you. Someone who can walk you through the maze of government paperwork and get you on more solid ground.

We know we measure up to your needs, and more, so why not talk to us today about how you can relieve yourself of that complicated and expensive loan burden?